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Looking for a low down payment?
FHA financing is still available with less than 5% down.
Get a personalized rate quote today. -
Increase Your Buying Power
with a PreApproval!If you're looking for that perfect home, get approved for the perfect home loan first. Apply Now!
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CU Home Advantage Program
Selling your home? Buying new? Take advantage of our realty rebate program – 20% back in your wallet. Click here for more information and register today.
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Check Rates Anytime, Anywhere.
Always on the go? Monitor mortgage rates on your mobile phone. For live rate information 24 hours a day visit us at
afenafcu.mortgagewebcenter.com. -
CU Home Promise
We’re committed to your home loan experience and we’re putting it in writing. Our CU Home Promise provides value added benefits and a guaranteed time to close. Click here to find out more about our promise to you.
Today's Featured Rates
| Conventional | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.125% | 4.284% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.250% | 3.525% | 0.000% |
| 10 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.000% | 3.398% | 0.000% |
| 5 Year Adjustable Rate | ||
| Rate | APR | Points |
| 2.875% | 5.155% | 0.000% |
| FHA | ||
| FHA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.750% | 5.414% | 0.000% |
| VA | ||
| Federal VA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.000% | 4.373% | 0.000% |
Rates Quoted Above Include a 1% Origination Fee.
Welcome Home
Welcome to Afena Federal Credit Union mortgage loan center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.
Choosing your credit union is the first step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
- A Loan Officer will follow up with you and answer all your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 888-748-4967.
Keep an eye on rates via email
Sign up to receive an email when rates reach your target rate or receive information about rates on a regular basis.
Calculators &
Frequently Asked Questions
Check out our helpful calculators to review your financial situation and learn more about home loans using the frequently asked questions.
Real Estate Benefits Programs
Buying a new home? Check out our rebate program. Plus, learn more about our commitment to your timely close.
Afena Federal Credit Union (NMLS#709529) provides mortgage loans by partnership with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285.